Looking for renters insurance in Washington? Here's how to get cheap rates with top companies.
Why Get Renters Insurance?
The number of people renting a home or apartment has increased by more than one million in the United States in the last few years, but 75% of these renters do not bother to buy renters insurance. This can be a tragic financial mistake.
Renters insurance offers several types of protection:
* Coverage for losses to your personal property due to windstorm, hail, theft, fire, and other covered events. The coverage even extends away from your home - if your bicycle or laptop computer is stolen from your car, your rental policy will cover your loss
* Liability coverage in case someone is injured while visiting you
* Liability coverage in case you damage your landlord's property
* Living expenses if your rental is damaged and you need to live somewhere else while it's being repaired
And no, none of these items are covered under your landlord's policy. If there is a fire in your rental home, your landlord's policy will pay to rebuild the home, but it will not pay to repair or replace any of your belongings.
How Much Does It Cost?
Renters insurance is very affordable, usually less than a couple hundred dollars a year. In addition, you may be able to benefit from discounts that will bring the price down even more.
One popular discount is an auto-home discount than you can receive by placing your auto and rental insurance with the same insurance company. You may get a large enough discount on your auto insurance to actually pay for the rental insurance!
To get some fast quotes for renters insurance, go to an insurance comparison website. Choose a website that includes a chat feature so you can talk to insurance professionals if you have any questions.
Where to Get Cheap Rates
Visit http://www.LowerRateQuotes.com/renters-insurance.html or click on the following link to get Washington renters insurance rate quotes from top-rated companies and see how much you can save. You can get more tips and advice in their Articles section, and get answers to your questions from an insurance expert by using their online chat service.
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