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Many people choose to restore, and then display their antique cars at shows; nevertheless, not one owner would ever consider failing to insure their car. There are many companies available that provide and even specialize in antique car insurance as the number of enthusiasts in this area increases. This is good news for the classic car owner who wants a specialist company to look after his insurance as they should have plenty of choice; it also means they probably won't have to pay over the odds for the service.

Mainstream auto insurers are also now able to provide this type of insurance for antique cars; these plans reflect the specialized nature of this type of auto cover and are often called 'collectors auto insurance'. Perhaps more so than a modern car, these policies need to be more precise and an insurance representative will require as much information about the car before he can supply a tailor made quote. Of course just what level of protection you will decide upon will be down to your budget and how much they set the deductible at.

Large insurers may not specialize in antique car cover but there are other benefits; these companies usually have a good reputation as they have been established for many years. The other advantage of this type of insurer is their ability to arrange the protection on any other regular vehicle you own. Often, the cost of an antique car insurance policy is higher with this type of company but many owners feel the extra cost is worth it as they feel much safer knowing the company is well known and has a long history.

It is possible to use specialist auto insurers and often the premium is lower because this is the only type of insurance they provide; they may provide plans with a lower premium but are unlikely to insure any other type of vehicle. With the number of classic cars still around you will not be surprised to learn that even the insurers have, in some areas, specialized even further to provide cover for only one type of car. It is worth doing some research when choosing an independent antique car insurer to make sure they have a good reputation as you will have a great deal of money at stake.

This can be an awkward situation when you have been paying your insurance premium regularly to find the insurance company will not pay out on a claim you have made. You will often find it a tedious process locating an antique car insurance provider; however, the benefits of having proper insurance for the car far outweighs the initial hassle of finding a provider. Many classic cars are considered as works of art that will never be repeated and cannot be replaced, but they are also a considerable financial investment on the part of the owners so must be insured.